Neal St. Onge's Market Insights
Blog / Mortgage Calculator
Stay up to date with the latest market trends, expert advice for buyers and sellers, and local Missouri real estate news — plus a quick affordability tool to estimate your buying power.
Buyer's Tool
How Much Home Can You Afford?
Get a quick estimate of your buying power using the standard 28/36 debt-to-income rule. Move the sliders to match your situation — no personal information required.
$75,000
$20,000
$400
▸Adjust taxes & insurance
Estimated Max Home Price
$248,003
Loan Amount$228,003
Principal & Interest / mo$1,441
Property Tax / mo$192
Insurance / mo$117
Total Monthly Payment$1,750
Debt-to-Income Ratio34%
This estimate is for informational purposes only and based on the 28/36 rule. Your actual buying power depends on credit, lender guidelines, taxes, insurance, and HOA. Neal can connect you with trusted local lenders for a personalized pre-approval.